Free quiz
Which business cash fits me?
Four quick questions. One clear pointer to the type of business cash that usually suits a situation like yours, and why.
How the quiz decides
Business cash comes in a few basic shapes, and four facts do most of the sorting. Amount matters because unsecured options typically run from $5k to $500k, sized on turnover and bank statements, while property-backed options run from $20k to $5m. Timing matters because same-day funding is possible for smaller unsecured amounts, and with property security $20k to $250k is possible the same day. Property matters because equity can unlock bigger amounts and look past a bumpy credit history. And the shape of the need matters most of all: a one-off bill suits a lump sum, gaps that keep returning suit a business cash line, and growth suits working capital.
If you answered that the cash would cover losses most months, the quiz will steer you towards fixing the cause first. Borrowing can bridge timing; it can't fix a business that costs more to run than it earns. Our guide to being profitable but cash-poor helps you tell the two apart.
Want to know how big your gap actually is before you decide? The cash gap calculator measures it in dollars and days.
When you're ready, the enquiry takes about 60 seconds, there's no credit check when you ask, and your details stay with one team instead of being spread around a list of lenders. A real person calls you to talk through the options; accurate answers on the form help us match you first time. Start my enquiry →
Quiz FAQs
Is the quiz result a loan offer?
No. It's a quick pointer to the kind of business cash that usually suits answers like yours. A real person confirms what's actually available once they understand your business.
Why does owning property matter?
Property equity can secure larger amounts, from $20k to $5m, and can make same-day funding possible for $20k to $250k. Without property, unsecured options typically range from $5k to $500k, sized on turnover and bank statements.
What if my answers don't fit neatly?
Many businesses use a mix, such as a cash line for everyday gaps plus a one-off loan for a big purchase. Start an enquiry and a specialist will work through the combination with you.
Does doing the quiz affect my credit score?
No. The quiz runs in your browser and nothing is stored or sent. Enquiring with us doesn't involve a credit check either.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
No spray-and-pray
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