About us
We help small businesses get cash where it needs to be
Into the business account, on time, without the runaround.
BizCash exists for one kind of moment: the one where a good business is about to be caught short. Wages are due Thursday and the big customer pays in a month. The BAS is due on the 28th. A supplier has a deal that ends Friday. The oven has died. Nothing is wrong with the business; the timing is just working against it.
We help Australian small business owners in that moment find business cash that fits: $5,000 to $500,000 unsecured for trading businesses, sized on turnover and bank statements, and $20,000 to $5,000,000 backed by residential or commercial property for bigger or faster needs. Same-day funding is possible for smaller unsecured amounts. All of it is for business purposes only.
Who we help
Cafés and restaurants, tradies and builders, retailers and online stores, clinics and salons, wholesalers, transport operators, manufacturers and service businesses. Owners who'd rather talk to someone who gets cash flow than fill in a 30-page bank form. Owners with an ATO debt they want sorted, or a credit file that isn't perfect: both are considered case by case.
Our promises
No credit check to ask
Finding out what's possible won't leave a mark on your credit file. A credit check only comes up if you choose to go ahead.
No spray-and-pray
We don't fire your details at a dozen lenders and let them fight over you. One team, one considered match.
A real person on the phone
Someone who knows business cash reads your enquiry and rings you. Straight answers on the form mean the right option on the first call.
In plain words: asking us what's possible doesn't touch your credit file. We don't sell your enquiry to a list of lenders and let them ring you all afternoon. A real person reads every enquiry and calls you. And we'll ask you to fill in the form accurately, because the right match first time beats three wrong ones.
How we work
- We start with the gap, not the product. How much, how long, and why. That's why we built the cash gap calculator.
- We try the free fixes first. If moving a bill date or chasing an invoice solves it, we'll tell you.
- We shape the cash to the problem. A cash line for gaps that keep returning, a short-term loan for one-offs, property-backed cash for bigger moves.
- We don't publish rates. Every business is priced on its own situation, so a headline number would mislead most readers.
- We write straight. Our guides explain cash flow in plain English, with Australian rules and official sources.
Who's behind BizCash
BizCash is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as BizCash. Our office is at Level 27, 101 Collins Street, Melbourne VIC 3000. You can call us on 03 9072 0200 during business hours.
If your business needs cash in the account, the quickest first step is a 60-second enquiry. See if you qualify →
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
No spray-and-pray
A real person on the phone